Alternative Payment Methods

What are the different new payment methods available via the Payyo Hosted Payment Page?

Last update [Sep 5, 2022]

Here's an overview of what we cover in this article:



Here is an overview of the Alternate Payment Methods provided by Payyo:




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iDeal is the prefered payment method in the Netherlands and in the Dutch Oversea Territories, having a larger marketshare than credit card payments. It is an  inter-bank system covered by all major Dutch banks.

iDeal offers:

  • Real time payment confirmation and payment guarantee
  • Better conversion rates than credit card sales
  • Increase security, since there is no credential sharing
  • Ease-of-use on mobile devices

iDeal key information:

  • Payments are processed in EUR
  • Only available to companies registered in the Netherlands and Curacao 
  • No refunds can be processed directly from your TrekkSoft account




Alipay is the most widely used third-party online payments service provider in China, with over 100 million daily transactions and over 520 million active users. Its primary product is a digital wallet, Alipay Wallet, which also includes a mobile app that allows customers to conduct transactions directly from their mobile devices.

Alipay offers:

  • A solution with the most advanced encryption technology for secure transactions
  • Seamless experiences, one-click payment

Alipay key information:

  • Payments are processed in EUR
  • Refunds can be processed directly from your TrekkSoft account




Twint is a swiss digital wallet with increasing popularity amongst swiss customers. 

Twint offers:

  • Fast payments
  • Strong Swiss market acceptance
  • Increased payment security by allowing the use of several security elements

Twint key information:

  • Payments are processed in CHF
  • Refunds can be processed directly from your TrekkSoft account
  • Only available to companies registered in Switzerland




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Sofort is a simplified bank transfer popular in most of Western Europe, especially in German-speaking countries. 

Sofort offers:

  • Secure payment 
  • A real-time transaction notification
  • Extremely high bank coverage within Europe
  • Risk reduction for recurring SEPA charges

Sofort key information:

  • Payments are processed in CHF and EUR, but Sofort accepts EUR, CHF, GBP, PLN
  • Sofort banking is available to companies holding a bank account in Germany, Austria, Switzerland, Poland, Italy, Spain, Belgium and The Netherlands
  • No refunds can be processed directly from  your TrekkSoft account



SEPA Direct Debit

SEPA (Single Euro Payments Area) Direct Debit was introduced by the European Payments Council to create a standardised payments infrastructure within the EU, making it a key payment method for businesses looking to expand across Europe.

SEPA Direct Debit offers:

  • Simplified processing for cross-border payments
  • Easy access to European markets
  • Confirmation of payment execution

SEPA Direct Debit key information:

  • SEPA Direct Debit is available for companies registered in Switzerland, Germany and Austria
  • Payments are processed in EUR
  • No refunds can be processed directly from your TrekkSoft account



Apple Pay

Image result for apple pay logo

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone, Apple Watch, iPad, and iMac devices. It can help you future-proof your business and enable you to provide a seamless, sleek checkout to set you apart from your competition.

Apple Pay offers:

  • Simplicity and security by allowing customers to complete their purchase without entering any sensitive information
  • Confirmation of payment execution
  • Fraud-prevention by putting the customer in complete control of the transaction

Apple Pay key information:

  • Payments are processed in  CHF, EUR, USD, BYN but all currencies are accepted for payment
  • Apple Pay only works on Apple devices that have Apple Pay set up, using the Safari browser



Google Pay


Google Pay is a mobile payment system that acts as a virtual wallet, allowing users to make payments and transfer money straight from their phones. The service is free for users and can store credit, debit, gift and loyalty card information. To make a purchase, a customer taps their mobile device on a point-of-sale terminal or chooses to pay in your mobile app. Google Pay responds with the customer’s tokenized card and a cryptogram which acts as a one-time-use password.




Giropay is a very popular online banking payment system in Germany that allows
customers to pay with an online bank transfer with the banking details (PIN) and a
TAN (Transaction Authentication Number) to authorize the payment, although
payment for less than 30 euros does not need a TAN.

This could be an alternative payment option for those customers that do not have
or desire to use their credit card online. They feel comfortable and secure because
their payment is facilitated by their own bank. Besides those benefits, a Giropay
transaction is free of charge for the customer, and their transaction history and
payment details can be viewed in their own baking report.




EPS (Electronic Payment Standard) is an online transfer system developed by
Austrian Banks and the Government. It provides a simple and secure process of
online payments to millions of users in Austria.

Customers can complete transactions online using their bank credentials. EPS is
supported by all Austrian banks and is accepted by over 80% of online retailers.



Kauf auf Rechnung (Invoice)

Swissbilling is a particularly flexible payment option that customers from
Switzerland are used to paying with. At the moment of the payment, customers
pay by an invoice that is created during the checkout process.

How does it work? - After the customer decides to pay with SwissBilling, they will
receive an invoice for the payment and they will have max a month to pay the bill.
Alternatively, the customers can also decide to pay in installments during the
checkout. In this case, your invoice will come with the appropriate number of
payment slips.

Some advantages for this payment method are: No bank data transfer, generous
deadline, easy return, very easy payment flow, good conversion rate, etc.